Obviously, JDMREX hasn't read his policy. Quoting from my policy from Allstate: %26quot;Exclusions - What is not covered 15. loss to any custom parts or equipment designed for racing which is installed in or upon your insured auto. This includes, but is not limited to, nitrous oxide systems, roll cages, and air intake systems.%26quot; So, you put an STI engine in your car. It is stolen or wrecked. It is not covered unless you get a special policy for more money. A company like Hagerty that insures classic muscle cars will write up a special policy. Want to fight an insurance company? They have more and better lawyers than you can afford. Good luck with that...
For more info, post in the insurance section. I am sure an agent will give you the same answer.How can i change the engine on my subaru to an sti without the insurance finding out ?You just change it... insurance wont care. If you get into an accident though thats another story. If you damage the engine they might not replace it.How can i change the engine on my subaru to an sti without the insurance finding out ?Wrong and wrong...I've got buddies with modifications to their cars and the insurance company covers that too. Mind you it's not something as big as a transmission or engine swap, but its still worth mentioning.
If you're looking to swap an STI engine into a lower end Impreza then you can do this yourself or have a shop do it. Why would you want to change the vin on the engine? I believe the rule is, as long as you are upgrading to a newer/ more efficient engine then it will be okay. This is assuming your vehicle still meets your state's, county's, etc's emission standards.How can i change the engine on my subaru to an sti without the insurance finding out ?Cannot as vin is there and if you get stopped you will go to jail for theft until straigtened out and then get tickets for no registration or insurance that is legal. You must put salvage on title.How can i change the engine on my subaru to an sti without the insurance finding out ?I'm going to have to say Pauly has the correct answer. As far as getting it insured, herein the US I have never had an insurance company ask for anything more than a VIN# let alone look under the hood so it's just a matter of getting covered for a base Impreza and enjoy. But he is correct that any enhancements will have to be disclosed if you want them covered. If you want to be safe and have some coverage for your investment, I would tell them vaguely that you plan on doing some mods and want to be covered for another $5000 or even $10,000. It really shouldn't cost a whole lot extra. For those who disagree, try installing a couple grand worth of stereo equipment and telling them it was stolen. You will be greatly disappointed in the result.How can i change the engine on my subaru to an sti without the insurance finding out ?Well I guess it depends on where you live but its really simple in most areas, just dont tell them. Yes your engine code will be different but who looks under your hood. When you get insurance on your car they go by your VIN number and that also tells them what engine is in it, just dont tell them that its been changed and your good to go. And about the going to jail for being stolen comment that someone made, wrong, if the code number on the engine doesnt come back to be stolen why would you get in trouble.
